One Big and Yet Easy Way to Help the Troops

Standard

Enjoying a good cigar can now be more than just a simple pleasure; it can also help support the troops. Through Cigars For Troops Relief Combo, thousands of cigars have been sent to soldiers fighting overseas in other countries. For these troops who are far from home and family, enjoying that same simple pleasure is an experience that reminds them of the freedom that they’re fighting for. When this combo product is purchased, soldiers get a Military Slang cigar, but also a nice, crush-proof travel humidor called Black-Ops. While you enjoy your cigar at home, they’ll be enjoying smokes with names like Pop Smoke, Friendly Fire, and others. They’ll also get a world famous, high quality Xikar cigar cutter that will provide you the straightest and best cut imaginable. It’s a nice combo pack that will bright the smiles of our military overseas.

cigars-for-troopsEvery week, non-profit Support The Troops sends many large boxes to Afghanistan, Kuwait, and others to remind soldiers that they’re not in it alone. With care packages in hand, the troops know that even on the other side of the globe, there are men and women who share their ideals, values, and best interest. The most requested items for those care packages? One of them is cigars. Whether it’s the Fourth of July or just any old day of the week, those cigars serve as a comfort for many in a hostile environment.

While politics can always be a touchy subject, supporting the men and women that make our freedom possible is always a must. These men and women have put it all on the line so that you and I can enjoy the good quality cigars we love whenever we want. Just like us, they have a lot of hard work to do, and they don’t quit when the going gets tough. That’s why it’s so important to make sure that they have those same simple pleasures that we have here in the states. With these extra cigars sent their way, soldiers experience better morale, reduction of stress, and the feelings of camaraderie that every American should know. Friends and family are what make this country great.

Take for example the Kandahar Koughers, who were formed to get good cigars to the troops. Through this group, countless soldiers have sat down together for a relaxing moment in an otherwise difficult situation. Check out their Facebook page, and you’ll see men and women smiling, laughing, and with plenty of good words. This group has been a great help. You can even send them cigars yourself at: MAJ David Luttrell or Randy Sauers, c/o Kandahar Koughers, KAF RCC, Building 233, APO AE 09355. There is also the Tali-banned Cigar Aficionado Club at: Chris Mino NTMA/CSTC-A, Attention: MTAG, APO AE 09356.

We found these cutter models by often researching them on the web, ultimately landing here to find one that met our needs. Sending our troops a find cigar is easy. It’s no more difficult than picking up a free USPS flat rate Priority Mail box. Fill out the short customs form, make sure they have good humidification, and send it on its way. It’s that simple. APO box shipping is the same as domestic, it just takes a little longer. No matter which group you send it to, it’ll get where it needs to go: in the hands of a brave soldier. Next time you light up, you’ll know there’s no better feeling than sharing a good smoke.

Pet Shop – A Profitable Business

Standard

Because of our present economic situation, one should always be on the lookout for profitable businesses so as to make money. I have always been a researcher, and so this time I made a study on how profitable a pet shop business could me. Let me share with you what I found out so that you can evaluate for yourself if this type of business is for you too.

Investing on a Pet Shop

Pet Shop A Profitable BusinessOne thing is for sure, you need to have money to invest in a pet shop. First of all, you need to rent a place for your business if you don’t own a building or a space for this. And then you’ll need to invest on the items you’ll have for sale.

Typically, a pet shop sells live animals like dogs, cats, birds, fish etc. And since these are live animals, they could die, thus making you exposed to losses. So that’s one of the disadvantages of selling such types of animals in this setup.

My Own Pet Shop

I am already working on setting up my own pet shop and I have decided to concentrate on selling different varieties of fish. I interviewed a pet shop owner at the mall some time ago and according to him, it’s not that hard to take care of fish as compared to dogs and cats.

As for the investment, it would depend on the types of fish that I’m going to sell and also the types of accessories that I’m going to include in my inventory.

For this type of business, I would have to invest on a lot of aquariums. A centralized line for the aquarium filter devices is also required so as to minimize water pollution. The same holds true for setting up aquarium filters, as not having a centralized design will make it difficult to maintain.

What are the Risks?

As with all businesses, there are also risks involved when running a pet shop. Like I said, we are dealing with live creatures here, so that exposes the business to a lot of risks. But, if everything goes well, earning from this type of venture is really possible.

The pet shop owner I talked to has been in the business for more than 10 years. And although he suffered from some losses when he was just starting up, his business is now stable. Most of the time, the fish in captivity will breed into hundreds of fingerlings and those will be saleable in just a few weeks.

So I was told to only invest on cheap types of fish at first as a lot of them could die while I’m still learning the ropes of the business. But once I get used to it, I can start investing on the really expensive varieties which will also sell for profit. All those things sound good to me and I’m really quite eager to begin this new business venture.

Other Things to Sell

I also intend to sell pet accessories so as to lessen my risks. If I can stock on bird cages, dog and cat beddings and toys, I can surely make some profit when customers buy them. I am also well aware of the fact that good customer relationship also plays a role in a business’ success, so that’s part of my plan too.

Does running a pet shop appeal to you too? Consider the pros and cons of this type of business before getting into it.

Life as a Construction Worker

Standard

If you want to survive today’s economic crisis, you should be willing to do all types of jobs. That’s how I am, and that’s my perspective in life. That’s why I have been through a lot of jobs then and even now.

Being Flexible

Life as a Construction WorkerLet’s face it, it hard to maintain a job nowadays. Look around and you’ll see that there are a lot of unemployed people who are problematic about where to get money. While it’s a worthwhile concern, you really won’t get anywhere if you just worry about it and not take any actions.

Well, I have always been a hardworking person. And even when I was a young boy, I did odd jobs for my neighbors like cleaning their cars and backyards just so I can have some extra money. And when I was studying, I was a working student so that I can support my school expenses.

I did graduate from College and I have held office jobs. But like I said, it’s hard to keep a job these days and Companies are always laying people off. It’s a good thing that I have a flexible nature and that I am not afraid to take on other jobs if I have to.

Working in the Construction

Since I have some carpentry and masonry skills, working in a construction company has always been one of my fallbacks whenever I lose an office job. Fortunately, I enjoy this work because I have a natural interest in construction jobs. So when I have to be a construction worker to earn money to pay for rent and food, I still enjoy the job.

That’s not to say that I prefer working on a site better than an office. Not at all, as the hazards of construction works are really overwhelming. In fact, I had this experience of using a belt sander when the handle of the device broke off. I almost lost a finger in that incident; and it would have greatly affected my life in a negative way.

One of my construction buddies had a similar accident while he was trying to operate a variable speed belt sander for the first time. He was working on sharpening a knife when the piece of metal broke and it flew and almost hit him in the face. Imagine that.

The Corporate Setup

We all know that the environment in an office setting is not that life threatening. Sure, there are office politics and the like, but such things won’t kill you. That’s why I always prefer working in an office than working in a construction site. It’s just less dangerous.

Well, it’s only now that I have returned to office work. For several months, I had to work for a construction company because I can’t find a job with my qualifications. The pay was good; so again I was able to survive as a construction worker. And fortunately, there were no freak accidents or mishaps this time around.

But now that I’m back in the office scenario, I think I’ll take this opportunity to take a break from the rigors of working on a construction site. With an air condition system and soft cushioned chair, I’ll focus on doing my job well with the hopes that this one will last for a long time.

It’s really quite sad that we can’t all be provided with stable jobs; but that’s just the way it is.

High Mortgage Interest Rates and the US Economy

Standard

What does high mortgage interest rates have to do with the US economy? A lot. It’s like a chain reaction; if people are paying for mortgages, the financial standing of banks can recover; and so does the nation’s economy.

So what’s wrong with high mortgage interest rates? Not a lot of people can now afford to pay for high interests rates, and that also reduces the number of people applying for house loans. Yes, years ago, people’s jobs were stable, and employees can apply for housing loan because they can afford it with their salaries. But now, even jobs are not secure; and people know that if they are suddenly out of jobs, they won’t be able to pay for their mortgages and lose their house in the process too.

The Problems Americans Are Dealing With

High Mortgage Interest RatesA lot of people are now struggling in paying for their house loans. And this is especially true for those who got their homes through home mortgage before the recession. If you have made an investment then by buying a house worth $850,000 with the hopes of selling it for profit in a few years, but got caught up in the economic failure, you’re really in trouble now.

If the house you bought for $850,000 is now only worth $650,000, how can you make profit from it? You are now trapped in paying for your monthly dues so as not to have the property foreclosed by the bank.

And what if you suddenly lose your job, how are you going to pay for your monthly mortgage charges? You could end up moneyless and homeless if this happens to you.

How it Affects the Economy

Even if people are not caught up in the desperate scenario as pictured above, practical people will still avoid getting home mortgages if they are unsure if they can pay for the monthly bills. While a home is important, food is still more important; and it’s still prioritized over housing.

In order to scrimp and save, renting rooms can prove to be a more practical choice than making a loan for a house. One’s dream house can wait until a person becomes financially stable anyway.

But all of these have an effect on the economy. The bank wants you to make a loan; and it wants you pay interests so that they can make profits. It’s for the good of the country as the economy will be able to recover this way.

However, banks have reported a decline in loans year after year. And their profits year after year are declining too; so that’s really bad news for the economy. This never ending cycle makes it look like it’s hopeless, but the American people remain to be hopeful and strong as ever.

The Government and It’s People

It still boils down to cooperation and teamwork; and this really is not that hard to do if you want the nation to recover from its economic ruins. If the government will continue to support its people by providing for adequate and secure jobs, employees will become more productive in their endeavors. This will also inspire them to work more so as to be able to afford housing loans.

Such method will prove to be beneficial for everyone; and we will see America rise again and become the mighty nation it has always been.

Can Student Loans Affect the Economy?

Standard

A closer look at the economy and its behavior is showing evidences that student loans can indeed affect its recovery. And if this trend maintains its course, it could mean more years of struggling and financial crisis for the whole country.

Student Loans and the Independent Adult

Student LoansLet’s look at the trend before the economic recession; this way, we will be able to compare how student loans have a direct affect in the economy’s recovery. Back in those days, young adults between the ages of 20 to 30 years old have student loans. But as soon as they finish school or as soon as they land a job, they invest in cars or in homes.

It was practical then, as the economy allowed for this normal trend. But when the economic recession hit, interests skyrocketed and even student loans were affected. So now, people with student loans are finding it hard to recover as they need to pay for these loans; otherwise, the interests will just pile up and they will remain in debt for a very long time.

Student Loans Versus Other Loans

Student loans may seem like a good thing as this allows students to study even if they are short on cash. But unlike other types of loans such as when you make a loan for your car or house, student loans are inescapable.

Let’s look at home mortgage as an example. If you have a home mortgage and you’re not able to pay for it, the bank can simply foreclose said property and you are no longer in debt. The same holds true for a car loan; your car gets repossessed when you can no longer pay for it. And although you will no longer have a car, you are no longer in debt too.

And the same goes for bankruptcy; once you file for bankruptcy, all of your debts can be erased and you can start again. You can even make another car loan or a housing loan once your credibility is good again.

But it’s not the same thing when you have a student loan. Even if you’re officially bankrupt, you still have your student loan. The interests will keep piling up until the loan is fully paid.

Is There a Solution

For young adults with existing student loans, the most practical way to deal with this situation is to avoid getting other types of loans while they are still in debt with their student loans. And it’s actually a practical solution; so living with one’s parents becomes one of the options or sharing an apartment with roommates. For an individual, it can prove to be a solution, but it’s really not helping the economy.

In order for the economy to recover, home mortgages and car loans are actually encouraged. This would mean more financial movement which is what the economy needs. Unfortunately, the most active age group for this type of economic movement can’t afford to participate fully because of lack of financial resources.

America is really in a bad situation right now; and we can only hope that its economy can recover steadily even if takes a number of years. Not all hope is gone as this is a nation of free-minded, strong-willed, and intelligent people. Slowly, but surely, our economy will be in full swing again.

Why Zuckerberg Donated $120M to Schools

Standard

Well, it seems that not only Bill Gates has the philanthropic blood, as Facebook creator Mark Zuckerberg is also donating money to charities and other causes as well. This time around, though, he’s donating 120M dollars to public schools along the San Francisco Bay Area. And this is a team effort with his wife, Priscilla Chan.

Why Donate to Public Schools?

Zuckerberg Donates 120 MillionBoth Mark and Priscilla graduated at Harvard University. In fact, that’s where they met. So as you can already tell, they value education and know its importance too. This awareness drove them to come up with this project of helping children finish school.

Priscilla is a pediatrician, by the way, so she really loves children. Mark, on the other hand is concerned about people in general; and he wants the whole world to be connected. That’s why Facebook was created in the first place. With this joint effort, they can both work on their passions while being of help to others too.

The Planning Stages

Both Mark and Priscilla are actively involved in the management and distribution of their 120M dollar donation to public schools. The plan is actually spread over a 5-year time frame so that different aspects in the school setup can be focused on.

There’s no doubt about it that the children’s welfare comes first. So the standard of teaching will be focused on as well as school facilities, equipment, and supplies. The funding will basically cover all these things so as to make studying more effective.

How the Rich Spend Their Money

Zuckerberg has billions of stocks worth in Facebook; and that has made him one of the richest men in the world today. But even if he’s rich, let’s not think that he is under any obligation to help schools or other organizations and causes. That’s entirely up to him; and we are glad that he and his wife are one of those giving souls who want to share their blessings with others.

Education can really be expensive; and not a lot of people can afford to educate themselves, which is sad. With certain rich people joining hands and donating some of their money to such causes, the situation in school systems can indeed improve so as to help needy students.

Zuckerberg himself knows how expensive education is; and he is also aware of the fact that 120 million dollars is not enough to solve the world’s entire problem in education. It’s just a small contribution to solving said problem. But it helps; and a little always goes a long way for the people involved.

Be Like Zuckerberg

Come to think of it, we don’t need to be as rich as Zuckerberg to be helpful to others. If you can find a cause that’s dear to your heart, getting involved in it would really mean a lot to your community. It could be school-related or church-related; there are lots of philanthropic projects out there that you can be a part of.

And you know what, you can even choose to donate your services if you don’t have that much money. Your time and services will be very much appreciated in causes that require extra hands and manpower.

Just as Zuckerberg was inspired by Bill Gates in doing charitable works, maybe Zuckerberg and his wife can inspire you in doing your own charitable works too. Look around, somebody out there needs your help. Giving to others is still the best way to make this a better world.